XO Health

HBCH | Carrum Health

XO Health is a first-of-its-kind health plan designed by employers and engineered by industry experts.

Our approach debunks the myth “healthcare is unfixable” by taking advantage of innovation and services across the entire ecosystem to improve the healthcare experience, eliminate deeply entrenched system inefficiencies and improve outcomes for everyone.

Digital Download

Digital Download

Get In Touch with XO Health

Howard Kraft
Strategy and Innovation

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